EmergencyAPI for Insurance

When a bushfire, flood, or storm hits, insurers need to know which policyholders are affected. Manually checking 8 different state emergency websites is slow and error-prone. By the time you have a clear picture, customer calls are already flooding in.

Historical data for underwriting and risk modelling is even harder to access. Government feeds are real-time only, with no archive.

• Proximity search: Query incidents within a radius of any address or coordinate. Know which policyholders are in an active fire zone.
• Real-time severity: CAP-AU compliant severity, urgency, and certainty fields. Triage claims based on warning level.
• Bounding box queries: Draw a box around your portfolio coverage area and get only relevant incidents.
• Historical archive: 525,000+ archived incidents for risk modelling and underwriting analysis.
• All hazards: Bushfires, floods, storms, earthquakes, cyclones. One integration covers everything.
• Event boundary polygons: Fire perimeters and flood extents as polygons via /v1/events. See exactly which areas are impacted, not just incident points.
• Spatial clustering: Related incidents grouped into events. 300 satellite detections become "1 fire event affecting 6 suburbs, 2,400 hectares."

• Automated claims triage during disaster events
• Portfolio exposure monitoring (real-time alerts when incidents occur near insured properties)
• Underwriting risk scoring using historical incident density
• Catastrophe modelling with granular incident-level data
• Regulatory reporting with standardised data formats